Laurel Road


The AAD has collaborated with trusted lending source, Laurel Road, to provide residents and young physicians with a way to consolidate and refinance loans to lower interest rates.

Through the AAD's program, members receive an additional .125% rate discount!

How much could you save?

Laurel Road customers have saved $20,000+ over the life of their loan on average.

…In addition to great, low rates:

  • No origination fees or application fees
  • No prepayment penalties
  • Forgiven upon death or permanent disability
  • Free to apply with no obligation to accept
  • Both federal and private loans are eligible
  • $100 per month payment during your residency and/or fellowship
  • Begin a standard repayment term 6 months after ending training

Visit to learn more and lift the weight of student loan debt from your shoulders!​​