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Laurel Road

Laurel Road

The AAD has collaborated with trusted lending source Laurel Road to provide residents and young physicians a way to consolidate and refinance loans to lower interest rates.

AAD member discount

Through the AAD's program, members receive an additional 0.25% rate discount!

In addition to great, low rates:

  • No origination fees or application fees

  • No prepayment penalties

  • Forgiven upon death or permanent disability

  • Free to apply with no obligation to accept

  • Both federal and private loans are eligible

  • $100 per month payment during your residency and/or fellowship

  • Begin a standard repayment term six months after ending training

Learn more

Learn more about Laurel Road. (PDF download)

Visit to learn more and lift the weight of student loan debt from your shoulders!​​